On this system you can:

• Join a BNS-Affiliated Club
• Apply for your BNS Race or Technical Licence
• Sign up for updates from BNS Sectors
• Subscribe to Pedal Magazine
• Apply for a reduced rate Provincial only Cyclocross Race License

Note that a credit card processing fee of 3% plus a Zone4 transaction fee will be added to your cart at checkout.

Race (Road, Cyclocross and MTB) and Technical Licence Applicants will need a photo to proceed.

Cycling Canada will issue a licence printed with your picture. You MUST provide a photo that complies with the following specifications:

• Photo Subject: Head (face) and shoulders ONLY, no hat or sunglasses (except for religious or medical reasons)
• File Type: .jpg or other image format (not pdf)
• Background: Light single colour, white preferred

Before continuing with the registration process, please make sure you have a suitable photo ready for upload.

If you are applying for a Provincial CYCLOCROSS ONLY race license, you do not need to upload a photo.

Background: Over the past two years, BNS has taken a close look at our insurance policies and the benefits they offer our members and Affiliated and Associated Clubs. In 2017, we took the step of amalgamating our two insurance policies into one, which offered better coverage for all of our sanctioned events - both competitive and recreational. This improvement provided consistent and strong coverage for any organizations choosing to use our insurance program, brokered by Marsh Canada.

However, we recognized in our insurance review that our members were only covered during BNS events and not when they were cycling on their own. In fact, no cycling organization in the province offers insurance for cyclists outside of organized events. We watched as cyclists were injured while training, touring, commuting, and enjoying Nova Scotia's roads and trails - and had no insurance coverage to assist with their recovery.

BNS is very excited to be expanding our insurance coverage this year. In 2018, our insurance will provide Accidental Death and Dismemberment (AD&D) coverage to our members on all their rides - whenever and wherever! To ensure clarity of policy through Marsh Canada we have provided responses to Frequently Asked Questions.

Q. Why do I need insurance?

A. As a BNS licensed race member, you have personal insurance coverage at UCI sanctioned competitive events ONLY. Our new insurance program will cover you for events outside a sanctioned competitive event. A person who has paid for insurance receives coverage when a member has experienced an injury themselves or caused an injury to another person. The insurance policy purchased by BNS provides coverage for fractures, physio, and lost wages depending on the scenario (See scenarios on the second page/document/below). The costs recovered from insurance coverage when an incident has occurred will reduce the costs on a member’s personal budget.

Q. What is the difference between the 2017 BNS insurance program and the 2018 BNS insurance program?

A . It is the same insurance program but it is being expanded. In 2017, the insurance program provided general liability coverage to our members as well as Associated and Affiliated Club organizers and sport disability (AD&D) to members while participating in sanctioned club activities. In 2018, race license BNS members will be covered on all of their rides, including training rides, commutes, and recreational rides.

Q. Who is covered by BNS insurance?

A. All members, employees, and volunteers of BNS Affiliated Clubs and participating Associated Clubs are covered. As in the past, One Event Memberships (OEMs) will be available for events and races and will cover non-members for the duration of a single event. A signed waiver is required for One Event Memberships.

Q. Are there any coverage restrictions?

A. Yes, the following restrictions apply:

a. Activity: Only cycling activities are covered.

b. Geographic: Only cycling activities in Canada are covered

c. Age Restrictions: Only cyclists 75 years of age and younger are eligible for AD&D coverage. For this reason, for individuals over 75 premiums are reduced by half the amounts listed below. This reduced premium goes towards the club general liability insurance coverage.

Last year, BNS worked with our insurance provider to increase the maximum age limit from 70 to 75 years of age. BNS recognizes that there are active NS cyclists who are above this age limit and will be working towards including these cyclists in the AD&D coverage in the future.

Q. What are the 2018 insurance fees for Race License Members?

A . Increasing our insurance has resulted in an increase in our insurance premium as well as increased administration fees, particularly as we expect more people to join BNS and we want to ensure that we are doing our best in representing Nova Scotia cyclists in our work, providing up to date information and engaging in and leading cycling advocacy and activities across the province. The cost increase for all BNS race license members will increase by $15 over the prior year.

Q. Is it compulsory for all BNS members to participate in this new coverage or will members have the choice of opting out?

A . Individual members who join BNS are required to be part of our insurance program and in fact, we have worked hard to make this a key benefit of BNS membership.

Q. Will this act as a primary or secondary insurance policy for members?

A . For members who already have AD&D coverage through personal insurance, this will act as a secondary policy and cover any gaps in coverage. For members without an existing AD&D policy, this will act as a primary insurance policy.

Q. Can I ride on a club ride if I am a Licensed BNS member but not a member of the Affiliated Club?

A. This is at the discretion of the club. Generally, clubs will require you to become a club member. To participate in club events, most clubs are happy to let new riders try out a ride to ensure that the club is a good fit before the rider joins the club. BNS recommends that you contact the club prior to the ride to discuss the ride with the potential rider.

Q. If I have a Race License Membership, do I need to pay the insurance premium again when I join an Affiliated Club?

A. No. Members are only required to pay the insurance fee once.

Q. If a BNS member is injured, what is the process for making an insurance claim?

A. BNS will be provided with an phone number soon, which our Administrator will call to submit claims directly to the insurer. Our Administrator will then contact Marsh Canada, the insurance broker to notify them about the claim.

Q. Does the insurance policy cover damages to my bicycle and bicycle accessories?

A. No. The insurance policy only covers injuries, not private property damages.

Disclaimer: The actual policy(ies), including any endorsements, determines coverage.  The policy contains terms, conditions, limitations, exclusions, and other provisions not referenced (or only briefly summarized here).

For more information: Please contact our Organizational Administrator, Madeline Lawler, at madeline.lawler@bicycle.ns.ca or (902) 425-5454 ext. 316, if you have any questions.

Let us know how we can continue to make Nova Scotia a better place to bicycle!